Homeowners' Insurance & Water Damage Coverage
Does Homeowner’s Insurance Cover Water Damage?
Homeowners insurance is useful in times of an emergency. Insurance allows you to avoid having to pay out-of-pocket for expenses that are related to damage to your home. Submitting a claim after your home is damaged by water helps you recover money spent on repairs. However, it is important to know that there are positive and negative points to filing a water damage insurance claim has its good points and bad points.
Water Damage Coverage
Your insurance company covers certain types of water damage. In most instances, the insurance company will cover any damage that is the result of a sudden event. For example, if the broken dishwasher leaks water and causes any water damage, you are covered by your policy. But, any damage that results from a dishwasher that malfunctions because of inadequate maintenance or neglect will not get covered.
An issue that homeowners face that is not covered by a regular homeowner’s insurance policy is flood damage. If a local river overflows and floods your home, the flooding is not covered by your homeowner’s insurance policy. You will need to purchase a separate insurance policy to cover flooding. This type of insurance is advised for anyone living in an area prone to flooding.
Water damage is covered by homeowner’s insurance.
Unfortunately, there are some limitations to this coverage. An accident that occurs suddenly will likely get covered. However, flood damage that arises from poor maintenance is not covered by your policy. It is important to know that you may find yourself disagreeing with your insurance company about the nature of your water damage. An incident that you believe is the result of a sudden accident may not get viewed as such by your insurer. Your insurance company may argue that the damage was caused by improper maintenance of your home.
If you need help with flood damage in Melbourne, Suntree, Viera, Rockledge, Indian Harbour Beach, West Brevard, West Melbourne, Satellite Beach. Please allow us to be of assistance, give us a call at (321) 953-8600.
SERVPRO of West Brevard Has DRYING Down to a Science in Viera, Florida
SERVPRO Crews are servicing the Viera and Rocledge residents 24 hours, 7 days a week. Start drying out before mold starts growing.
What is the Science of Drying?
The Science of Drying is a process that was created to establish guidelines, regulate techniques, and provide validation and Documentation on the drying process. This was developed out of the need to further validate the drying process and use more precise documentation on defining when a structure is dry.
Why is it important?
When it comes to water damage, there’s nothing more important than making sure the job is done right the first time. Doing so relies on a cleanup company that is on the frontline of training, technology, and technique. SERVPRO of West Brevard is an Industry Leader in all three.
SERVPRO’s DryBookTM Documentation
The DryBookTM is a proprietary tool that:
- Manages industry drying requirements
- Provides real-time documentations on the drying process
- Validates the serves are executed to standard
- Reports to all Stakeholders involved
- Allows real-time updates through DryBookTM Mobile integration
About Our Drying Services
SERVPRO of West Brevard specializes in water extraction and water restoration services. Our technicians are highly trained restoration professionals that use specialized equipment and techniques to properly dry out your home or business quickly and safely. We service the residents of Melbourne, Suntree, Viera, Rockledge, East Viera and Palm Shores. Don’t hesitate to contact our office staff if you think an area in you home may have water damage. Schedule a Moisture Test at 321-953-8600
Your Viera Business's Water Damage Restored by SERVPRO
SERVPRO gets your Viera business back into Business!
If you run a commercial business, it makes good business sense important to keep your property in pristine, working condition. While there are numerous factors you must do to realize this objective, understanding the basics of commercial Melbourne water damage is particularly important. Lessen the chance of a negative impact on your property and business by reading the below information provided by SERVPRO.
Common Causes Of Water Damage
1. plumbing issues, old solder joints, eroding pipes
2. roof or foundation failures
3. malfunctioning appliances, especially in restaurants, and laundromats
4. water back-up, clogged drain lines or sewage systems
5. weather-related flooding from storms or hurricanes
6. HVAC problems, poor circulation resulting in high moisture levels and condensation
7. fire extinguishing work completed by firefighters can lead to substantive water damage.
The Dangers Of Water Damage. There are a wide range of problems that can surface if you have Melbourne or Viera water damage and do not resolve the issue immediately. Extending the time of office closure can be increased significantly without a quick removal process. Standing water, or heavily water-logged drywall, drop ceilings, and insulation must be removed ASAP to help the drying process of the interior of the structure. One of the more prevalent problems is a mold infestation. These fungi, from the spores present in the environment, thrive in places that are damp or wet. Mold proliferation can expose employees, clients, customers, and adjacent business populations to unwanted health complications. Some of them include:
• lung complications
• difficulty breathing
• eye problems
• asthmatic attacks
• sinus infections
Professional Commercial Water Damage Restoration. In many cases, business owners recognize signs of commercial water damage and want to correct the issue immediately. However, this is not the appropriate course of action if there is a significant volume of water, musty odor from mold, or non-identified water intrusion source. In fact, you could deepen the damages to your property by attempting to complete the cleanup process without the assistance of trained professionals from SERVPRO. In addition to missing invisible signs of water damage that can weaken the property's structural integrity if undetected, attempting to complete the restoration process can expose you to numerous health hazards, and slower reopening of your place of business.
Call SERVPRO For Effective Commercial Water Damage Services. From initial assessment and inspection to completion, with documentation of drying, we will have our IICRC-certified professionals work with diligence and dedication to get your commercial property in Melbourne back to pre-water damage condition. Like it never even happened.
Commercial Water Restoration Presents Unique Challenges
SERVPRO of West Brevard has the training, experience, and equipment to handle large commercial water damage or flooding emergencies in Melbourne, Viera, and Merritt Island. Whether your water emergency occurs in a small office building or big box store, we will respond quickly to mitigate the damage and manage the restoration project through to its completion. Learn more about Learn more about our training and certifications. Call us for 24/7 immediate response. (321) 953-8600
SERVPRO Training and Restoration Certifications
Restoration Certifications in Melbourne Florida.
If you’re in need of disaster repair in Melbourne, your SERVPRO of West Brevard team is here to help. Each and every one of our professionals is highly trained in property restoration to better serve our community. From initial and ongoing corporate training to regular e-training and continuing education classes, you can trust that your SERVPRO Professionals have the knowledge and experience to handle your disaster, no matter the size.
The Institute of Inspection Cleaning and Restoration Certification (IICRC) is the governing body that sets the standards for the cleaning and restoration industries. All members of the SERVPRO team study IICRC standards and best practices to know how to restore damaged properties correctly. The certifications include:
Applied Microbial Remediation Technician (AMRT): This course covers mold and sewage remediation techniques and how to perform the proper procedures in the field to keep all workers and occupants safe.
Applied Structural Drying Technician (ASD): Through this training, technicians learn how to dry water-damaged structures safely and efficiently.
Carpet Cleaning Technician (CCT): This course covers pre-inspection, fabric identification, cleaning chemicals and equipment, and proper cleaning techniques.
Fire and Smoke Restoration Technician (FSRT): Through this training, technicians learn about smoke and fire damage, job planning, equipment, odor concepts, and practical cleaning procedures in fire and smoke settings.
Odor Control Technician (OCT): This course covers odor control, odor causes, and deodorization techniques.
Upholstery and Fabric Cleaning Technician (UFT): Throughout this training, technicians go over fiber identifications and upholstery cleaning methods.
Water Damage Restoration Technician (WRT): During this course, trainees learn about the concepts of water damage, its effects in different settings, and procedures to deal with water losses, sewer backflows, and contamination.
At SERVPRO, we understand that having the knowledge and training to handle an array of damages and disasters is crucial to meeting and exceeding the needs of our customers when restoration is required. Our extensive SERVPRO training program includes the following:
- IICRC Training
- Employee Certification Training: This voluntary, self-paced program allows our professionals to learn more about crew training, fire restoration, carpet and upholstery cleaning, and mold mitigation.
- Initial Franchise Training: This 15-day hands-on course at our training facility allows new franchise owners to master topics such as fire restoration and mold mitigation.
- e-Learnings: Through this web-based training, team members can stay up-to-date on industry standards and professional quality.
- Continuing Education Classes: These programs are designed for insurance agents, adjusters, real estate professionals, and franchise staff to learn more about emergency mitigation.
As your Melbourne disaster repair professionals, you can trust that we have the equipment and personnel to handle your cleanup and restoration needs. Often people will try to tackle their flood, mold, or fire issues without realizing that they will most likely do more harm than good without the appropriate technology and safety procedures. When you work with SERVPRO, you can trust that our services will restore your damaged property, while also keeping you, your family, and your belongings safe. Regardless of the cause or source, our team can handle any sized disaster.
Since 1967, SERVPRO has been changing the restoration and mitigation industry. To better serve our customers, SERVPRO created the National Training Center in 1992 to teach restoration and mitigation skills to franchise owners and insurance industry employees. Through professional training, our team is uniquely positioned and qualified to help when disaster strikes. Not only is our team trained in the most extensive performance guidelines in the industry, but we're also the ones who created them.
As a homeowner, having a certified team completing your damage restoration ensures that your home is safe and sound for you and your family. From your carpet to your ceiling and everywhere in between, our team has the expertise and tools so that you don’t have to worry about safety when playing with the kids on your living room carpet or preparing dinner on your kitchen counters. Whether it’s mold or fire that affects your home, our team will restore each and every piece to its pre-damage glory.
To learn more about our services, training, certifications, or processes, contact your Melbourne disaster restoration professionals today!
Rockledge Residents: Water Damages Should be Treated Immediately
Faster to Any Size Disaster!
SERVPRO: Your First Choice For Professional Water Damage Restoration Services for Your Palm Shores Home
When your residential Rockledge property is subjected to water damage, dealing with the aftermath that results can be irritating and economically taxing. Additionally, individuals who do not address the water damage aftermath immediately will often find themselves grappling with even more expenses and emotional turmoil. To ensure that your water damage issues are addressed and resolved with expedience and efficacy, we suggest that you trust the professional technicians of SERVPRO. Learn more about water damage and how we can help you eliminate it by reading this short guide:
Water Damage: A Brief Overview
Water damage can be a severe problem that can result from varying sources. In many cases, water damage results from natural disasters like floods, fires, earthquakes, tornadoes, and hurricanes. Additionally, water damage can be caused by a broken sewer line or a leaky faucet. Each of these situations is unique and necessitates the use of highly specific water damage restoration services. Although some situations can be resolved more easily than others, any event involving water damage constitutes an emergency. This is the case because water damage that is not addressed immediately can entail structural issues on your property as well as potential health effects resulting from mold growth.
Why You Should Avoid DIY Clean Up and Repairs
In many cases, residential property owners in Brevard want to complete the water damage process on their own. These DIY projects are not a good idea for several reasons. First, most people do not have access to the specialized equipment that water damage restoration experts use to optimize and expedite the cleanup and drying processes. Additionally, water damage restoration can involve exposure to hazardous materials such as blackwater, dangerously contaminated water, and mold. Industry professionals are trained to address these issues without exposing themselves to danger, but most residential and commercial property owners have not undergone this type of training.
How SERVPRO Can Assist You
As an industry leader with more than 57 years of experience in offering water damage restoration services, SERVPRO's technicians can provide you with the most advanced, accelerated remediation assistance. All of our technicians have obtained IICRC certification and, therefore, can quickly and correctly resolve any aspects of water damage issues affecting your house. One of the reasons that we're the best company to call is that we offer 24-hour emergency services. Irrespective of the time that you take note of water damage on your property call us. We'll provide you with the immediate response necessary to quickly address and commence with water extraction and follow through with our time-tested protocol through to the end of the restoration.
Mold Mitigation and Remediation Process
Removing mold is not easy... but it can be, when you call SERVPRO, the leaders in the industry.
When a water damage occurs, mold can quickly become a problem. If you live in a state of high humidity, like Florida, mold can begin to start growing within 24-48 hours. You usually are not contacted back by your insurance company in the small amount of time. Take the following steps to get your mold problems solved.
Call SERVPRO of West Brevard
The mold process begins when you contact our office at 321-953-8600. Our administration team will take down your information and ask you a series of question to determine resources, equipment, and personnel needs.
Inspection & Mold Assessment
Our SERVPRO assessor will schedule an appointment with you to inspect your property and/or area of concern. We will carefully check for any signs of mold or hidden water sources. Because mold feeds on water and cellulose, water or moisture had to be present at one time or another.
To prevent the spread of mold spores, our technicians will place various containments. The containment procedures will isolate the contaminated area with physical barriers and negative air pressure during the removal process.
When mold is disturbed, microscopic mold spores enter the air. Therefore, SERVPRO technicians utilize specialized filtration equipment to capture the spores in the air. While the mold remediation is in progress, air scrubbers and HEPA vacuums are on continuously to prevent the spread of mold spores.
Removing Mold & Mold-Infested Materials
The mold remediation process is determined on the amount of mold growth and the type of surfaces the mold appears on. To eliminate the mold colonies and to prevent future colonies from forming, we perform antifungal and antimicrobial treatments. Heavy mold growth any sporous surfaces, such as drywall, wood, or flooring, may result in removing and disposing of the mold-infected material.
Cleaning Contents & Belongings
After the mold-contaminated surfaces are treated or removed, our SERVPRO professionals will clean any restorable contents, such as furniture, decorative items, linens and clothing. We use a variety of cleaning techniques to clean and sanitize the belongings. All the chemicals we use are SERVPRO made and branded at our corporate office.
Depending on the level of mold damage, building materials may need to be removed. Restoration may involve minor repairs, such as small drywall and carpet replacement and painting, or it may require larger repairs such as the reconstruction of several walls or rooms of the home or building.
About Our Mold Remediation Services in Brevard County, Florida
SERVPRO of West Brevard specializes in mold removal, in fact, it’s a cornerstone of our business. Our highly trained technicians are restoration professionals that utilize specialized equipment and proven techniques to properly remediate your mold concerns swiftly and securely. We service the residents of Rockledge, Viera, Palm Shores, and the Suntree/North Melbourne Area. Contact your SERVPRO office if you think your home or business may have mold issues and schedule a FREE Mold Assessment at 321-953-8600
Mold: Inside & Outside a House
Is there mold inside your Viera, Florida house and you don't understand how it could have got there. Picture: the mold came from high humidity.
Outside your Home
Mold naturally occurs in our environment and can produce useful results, such as yeast, blue cheese, and the lifesaving medication penicillin. Even though some forms of mold can add value to our lives other forms can be harmful. Excessive amounts of mold and different types of mold, and/or exposure to mold may present health concerns for some people.
Inside Your Home
The growth of mold is produced by a source of water, which acts as its food source. When water intrusions are not addressed right away, the resulting damage can present increased risk of harmful mold growth. The intrusion of water in your home or place of business can result from storm damage, plumbing, or equipment failures, long-standing leaks, and poor humidity control. If humidity and moisture levels in a water-damaged environment are not promptly returned to normal, mold spores will thrive and multiple rapidly. The organic, sporous material found inside building, such as wood, paper, drywall and insulation are where mold flourishes and roots itself. Extreme mold development can lead to poor indoor environmental conditions that can pose a threat to anyone in the vicinity for a long period of time.
About Our Mold Remediation Services
SERVPRO of West Brevard specializes in mold cleanup, removal, and restoration. Our highly trained technicians are IICRC restoration professionals that use specialized equipment and techniques to properly remediate your mold problem quickly and safely. We service the residents of Viera, Rockledge, Suntree, and Palm Shores, Florida. Don’t hesitate to contact your local SERVPRO mold professionals if you think an area in you home may contain mold. Schedule a Mold Assessment at 321-953-8600
Think You May Have Mold, But Can’t See Any
Is there no visible signs of mold, but you think there may be mold somewhere behind the drywall or baseboards. Here is how you can find out!
Do you think you have mold in your Florida home, but you cannot see any visible evidence anywhere? In this kind of situation, I would recommend hiring an Industrial Hygienist or more commonly known has mold inspectors.
How They Detect Mold
Industrial Hygienist are equipped with highly sensitive air testing equipment which will count the number of mold spores inside and outside of your house. If the mold spore count inside is higher than outside, than the air samples have confirmed your suspicion of mold inside your home. To consider your house to be a safe and normal environment, the mold counts inside your house must be lower than outside. Not only can the industrial hygienist find out if there is mold present but can also discover the area that is infected and the specific types of mold.
After the air samples are taken, they are sent off to a lab to be processed. The industrial hygienist will receive the results and provide you with a mold report and mold protocol. The mold report provides the information of the kind of mold and the affected area. The mold protocol explains the specific procedures needed, the types of protective equipment required, and tools.
Not every mold issue requires air sampling. If you can see mold, sampling is not necessary. Instead you should take the proper steps towards removing the mold including calling your homeowners insurance company and find out if you have mold coverage and start filing a claim. Once you have determined if insurance will or will not be involve in the mold remediation process, it is now time to hire a mold remediation company like SERVPRO.
When the mold removal process is complete, the industrial hygienist will return to take air sample again. This will insure that the mold issue has been eliminate from your house, and that the restoration company has returned your house to preloss condition.
Warning: Do not try to diagnose your mold problems with a home testing kit. The kits are not accurate and typically don’t work. They’ll probably reveal some mold, but only because spores are always flying in the air. (NOTE: It is impossible to eliminate ALL mold spores in the air.)
Home kits can’t:
- Guarantee a statistically significant sample of air.
- Confirm the presence of dead mold spores (which also cause health problems).
- Determine baseline levels of mold in your home to compare results with other non-mold-infected areas.
About Our Mold Remediation Services
SERVPRO of West Brevard specializes in mold cleanup and restoration, in fact, it’s a cornerstone of our business. Our technicians are highly trained restoration professionals that use specialized equipment and techniques to properly remediate your mold problem quickly and safely. We service the Florida residents of Rockledge, Viera, Suntree and Melbourne. Don’t hesitate to contact our West Brevard, Florida office staff to start getting your home back to the way it was, and our technicians and contractor will have your home look “Like it never even happened.” Schedule a mold assessment at 321-953-8600
Not Home For the Holidays
Are you traveling during the holidays and not going to be home? Use these 5 tips to protect your home while you're away.
Spending quality time with your families may be one of the best parts of the holiday season. For many of us, we live in another city or state than our family. Which means start packing up and get the family ready to head out. Before you leave, it’s important take the proper precautions to keep your house safe while you’re away.
The holidays can be the most wonderful time of the year, as long as you take the steps needed to protect your house for when you return.
Turn Down your Thermostat
Not only will you save money on your electricity or gas bill by turning off the heat or AC, but you limit your chances of an AC leak or furnace malfunction while you’re away from you home.
Notify a Neighbor
Be sure to notify a trusted neighbor. Ask the neighbor to keep an eye on your house and report any suspicious activity. You’ll also want this neighbor to keep your walks cleared of snow and to pick up your mail and newspapers while you are away. Make sure your house looks like somebody is home to deter a burglar.
Check your Holiday Lights for Fraying or Damage
December is the deadliest month for electrical fires. Before you string lights on the house or the tree, be sure to inspect the strands to make sure there aren’t any frayed cords or cracked lamps. Replace any broken lamps and throw away strands with frayed cords. This will help prevent any accidental fires.
Inspect the Furnace & the Chimney
Heating-equipment, like furnaces and fires can cause many deaths every year in the United States. In fact, in 2008, the U.S. Fire Administration reported approximately 2,650 people were killed by house fires. Take the time to have a professional come inspect your furnace and clean the chimney before you need to heat your home.
Turn Off your Water
By turning off your water, it ensures that you won’t come home to water damage. Appliances malfunction when you least expect it and if the water is turned off there is no chance your water heater or pipes will leak.
Locally Owned, with National Resources
SERVPRO of West Brevard is locally owned and operated so we are part of Viera and Rockledge, Florida community too. When you have a fire, flooding or water emergency, we’re already nearby and ready to help. As fire and water damage specialists, we have the experience, the expertise, and the advanced training that enables us to get your property restored quickly and thoroughly. Please call (321) 953-8600.
Avoiding Thanksgiving Kitchen Fires
Avoid kitchen fires this Thanksgiving by staying alert while cooking and knowing safety protocols if a fire does breakout.
Each November, families gather to celebrate Thanksgiving by preparing a delicious feast, but if you don’t practice safe cooking habits, your holiday could become hazardous very quickly. Cooking fires are the number one cause of home fires and house injuries. The leading cause of fires in kitchens is unattended cooking.
Stay Alert While Cooking
- Be on alert! If you are sleepy or have consumed alcohol don’t use the stove or stovetop.
- Stay in the kitchen while you are frying, grilling, boiling, or broiling food.
- If you are simmering, baking, or roasting food, check it regularly, remain in the kitchen while food is cooking, and use a timer to remind you that you are cooking.
- Keep anything that can catch fire away from the stovetop such as oven mitts, wooden utensils, food packaging, towels, or curtains.
Safety Protocols for Cooking Fires
- Just get out! When you leave, close the door behind you to help contain the fire.
- Call 9-1-1 or the local emergency number after you leave.
- For an over fires, turn off the heat and keep the door closed.
- If you try to fight the fire, be sure others are getting out and you have a clear way out.
- Keep a lid nearby when you’re cooking to smother small grease fires.
Locally Owned & Operated
SERVPRO of South Brevard is locally owned and operated so we are part of the Melbourne Beach, Florida community too. When you have a fire, flooding or water emergency, we’re already nearby and ready to help.
As fire and water damage specialists, we have the experience, the expertise, and the advanced training that enables us to get your property restored quickly and thoroughly. Please call (321) 953-8600